init: make --separate-git-dir work from within linked worktree

init: make --separate-git-dir work from within linked worktree

The intention of `git init --separate-work-dir=<path>` is to move the
.git/ directory to a location outside of the main worktree. When used
within a linked worktree, however, rather than moving the .git/
directory as intended, it instead incorrectly moves the worktree's
.git/worktrees/<id> directory to <path>, thus disconnecting the linked
worktree from its parent repository and breaking the worktree in the
process since its local .git file no longer points at a location at
which it can find the object database. Fix this broken behavior.

An intentional side-effect of this change is that it also closes a
loophole not caught by ccf236a23a (init: disallow --separate-git-dir
with bare repository, 2020-08-09) in which the check to prevent
--separate-git-dir being used in conjunction with a bare repository was
unable to detect the invalid combination when invoked from within a
linked worktree. Therefore, add a test to verify that this loophole is
closed, as well.

Reported-by: Henré Botha <henrebotha@gmail.com>
Signed-off-by: Eric Sunshine <sunshine@sunshineco.com>
Signed-off-by: Junio C Hamano <gitster@pobox.com>